I would like pension
transfer advice

Which pension is best for you? Find out and Exchange for a better alternative*.

I am a Financial
Adviser / Accountant

Final Salary Pension transfer
solutions for your clients.

*Note: A transfer from a final salary pension scheme is not always in your best interest and is unsuitable for many members. Any such transfer is irreversible and can have a detrimental effect on your retirement planning. In many cases, the advantages of transferring from a final salary pension scheme to a defined contribution scheme is more than offset by the loss of benefits, associated costs and risks. Financial advice should always be obtained from a suitably qualified financial adviser. The contents of this website is for information purposes only and should not be considered as advice.

PX Pension Exchange specialise in providing pension transfer advice on defined benefit and final salary pensions.

Our advisers are pension transfer specialists that will work with you to optimise the best outcome for your pensions. Our pension transfer specialists cover all types of pension schemes as well as QROPS. Whatever type of pension you have, if you are considering transferring your pension or would like to understand your options to ensure you are properly set up for retirement, then Contact us for an initial discussion.

What we offer

Pension Transfer Advice
Pension Transfer

Advice on your range of pension options and whether a transfer is in your best financial interests.

Pension transfer

Further to advice being provided, where a transfer is recommended we can implement this for you.


We can present you with a wider range of wealth creation and tax management strategies considering your retirement plans.


We have many clients based abroad and provide advice where required on international pension options and QROPS.

Pension types
we work with

We work with all types of pension arrangements. Find out more.

Lifetime Allowance

Where you are set to exceed the UK Lifetime Allowance, we consider this in advising the best course of action.

Why choose us?

It is important to ensure that your pensions are properly set up and working as best as possible for your retirement considering your aims and objectives. However, do you know if there is a pension alternative available which may be better suited to you that your current set up?

Quite simply, we are specialists in providing pension (and pension transfer) advice, and have retained this core speciality for close to 20 years.

PX Pension Exchange is a trading style of Xpat Limited. Xpat Limited was established in 2002, initially with a core focus on providing pension advice to expatriates and emigrants, however has also worked more closely with local clients in recent years and such is now an important part of our business.

Our main aim is to ensure that our clients’ pensions are set up as best as possible for their retirement, whatever their situation. This includes providing advice to transfer out of a final salary pension scheme where in the clients’ best financial interests considering their aims and objectives.

All of our advisers are AF3/G60 qualified as pension transfer specialists.

We operate under the Pensions Gold Standard in providing our advice.

It costs you nothing to have an initial conversation with our highly experienced team to discuss your options. We then have a range of affordable service options designed to assist you based on your requirements.

We look forward to the opportunity to assist you..

Our professional team

Our team of experts have been specialising in the area of Pension Advice, including Final Salary schemes, on a daily basis since 2002. It our core business.

Darion Pohl
Julie Hansen
Charlotte Barnes
Michael Hall
Alan Martin
Jayne Littlejohn
Dean Brandreth
Jean Sahman
Veronique Lang
Andrew Lowe
Catherine Harford
Juliet Connolly